Field Notes
Playbooks4 min read

Rent collection that does not make you the bad guy

JKJarakey·4 min read·Updated Apr 2026

Most Nigerian landlords spend more time chasing rent than collecting it. The chase is the part that wears you down. It also wears down the relationship with the tenant who actually pays on time but resents being copied on the same group reminders as the one who does not.

The setup

  • Add the unit. Add the tenant. Add the rent amount and the cycle (monthly, quarterly, annually).
  • Pick the recipient. Either a landlord subaccount on Paystack, or the property pool. Per unit, per category.
  • Turn on automatic reminders. Day before due, day of, day after, week after.
  • Walk away.

What the tenant sees

A clean reminder with the amount, the unit name, and a Pay button that opens Paystack. No login required for the actual payment. After the bank alert hits, the receipt arrives in the app, signed and dated, ready for the bank, the tax man, or the next-of-kin who asks how rent is going.

What you see

  • Rent roll updates in real time. Paid units go green.
  • Late units stay amber. The reminder cadence handles them automatically.
  • Payment method on file. If the tenant authorised auto-renewal, next month happens by itself.
  • A clean PDF for the year if you ever need it.

What happens when somebody actually does not pay

Reminders escalate on their own schedule. You can flip on a soft late fee, and Jarakey will display the running total to the tenant in their app, so the conversation stops being about whether they know they are late and starts being about when they will catch up. If you have to escalate, the audit trail is already there, dated, signed, and exportable.

Stop chasing. Start collecting.

Set up rent collection